Categories
Recent Comments
- Donna Nell on Contact Us
- site on Growth Stock Investing – The Anatomy of Growth Stocks
Archives
We use the credit card for just about any type of purchase that comes to mind.
The credit instrument that is packaged in a wallet sized, plastic laminate has facilitated billions of sales and purchase transactions in both online and brick and mortar stores worldwide. In the United States alone, total revolving credit card debt is at $864 billion. Moreover, it is one of the top sources of indebtedness for US consumers, next to mortgages and student loans. Pertinent statistics also reveal that around 55 million households are availing of credit card services while 70% of University students own and use a credit card.
Life insurance ownership in the United States has been on the decline in the last 50 years. Statistics reveal that more than 46 million Americans are not insured while only about one third of US households have subscribed to a life insurance policy. It should also be pointed out that a large percentage of these policyholders have not acquired adequate life insurance coverage.
Buy low, Sell high! This happens to be the school of thought behind Value Stock Investing. Unlike growth stock investing that upholds the acquisition of rapidly growing stocks with potential for increasing revenue growth, this stock market trading paradigm entails the purchase of individual stocks that have been recently undervalued by the market and therefore trading for much less than its intrinsic value.
Planning for retirement? Life insurance is one of the classic investment products that have seen the test of time. The purchase of a life insurance policy is well suited to risk adverse individuals since it not only guarantees a death benefit but also a predetermined cash value upon maturity and following the payment of premiums over a fixed term. Getting a policy should help further diversify an investment portfolio in case the investor already has already dabbled in riskier assets such as equity and fixed income instruments. This post will discuss the fundamental concepts and principles as well as run through the aspect of coverage prevailing with life insurance policies.